THE NEW INDIA ASSURANCE CO.LTD DO 712500

     THE NEW INDIA ASSURANCE
                 COMPANY LIMITED
                          DIVISIONAL OFFICE - 712500
       Allied Mount Casa Blanca Building, 2nd Floor, 260 Anna Salai, CHENNAI-600 006.
                           Phone 044-852 2886, 044-852 3347    Fax : 044-858 6565 Email : niac2500@md4.vsnl.net.in

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FEE BASED INSURANCE COVERS

Good Health Policy | Householders' Policy | Good Health Overseas Mediclaim Policy |

Exclusive personal insurance covers available only for Citibank Card members.

The following attractively priced exclusive personal insurance covers are available to Citibank Card members only, the premium for which is payable by the Card members through Citibank credit cards.

1) Good Health Policy

This is a combination of Group Mediclaim Insurance Policy and Group Personal Accident Insurance Policy.
New India Assurance and Citibank have jointly devised an innovative and value for money product called
GOOD HEALTH Insurance Policy exclusively for the benefit of Citibank Card members. Good Health policy provides Mediclaim Insurance and Personal Accident Insurance at very attractive rates. This is an annual policy. Citibank card members have the option of choosing either Mediclaim or Personal Accident or both. For those buying mediclaim insurance, benefit of income tax deduction under section 80-D of Income Tax Act is available.

Good health Mediclaim Insurance

This policy covers reimbursement of hospitalization/domiciliary hospitalization expenses for illness / disease or injury sustained subject to the limits of sum insured, policy terms, conditions and exclusions as attached to the policy certificate.

Good Health Personal Accident Insurance

This policy provides for the following benefits to insured persons, arising out of an accident, subject to policy terms, conditions and exclusions :

Benefit (% of Sum Insured)	Description of Accidental Loss
100%	Death.
100%	Loss of sight of both eyes
100%	Loss of two entire hands or two entire feet
100%	Loss of one entire hand and one entire foot
100%	Loss of sight of one eye and either one entire hand or one entire foot
50%	Loss of one eye or one entire hand or one entire foot
50%	Loss of use of a hand or a foot without physical separation.
Varying %	Permanent total disablement other than those named above.
Varying %	Certain specified permanent partial disablement
Medical expenses arising out of an accident resulting in death/permanent disablement, subject to a maximum of 10% of the sum insured or claim amount paid, whichever is less, under the respective plan.
Expenses incurred for transportation of the fatal accident victim (insured person) to the place of residence subject to a maximum of 2% of the Capital Sum Insured or Rs.2,500/- whichever is less.

2) House Holder's Insurance Policy

This policy provides insurance coverage for the household articles (excluding jewellery and valuables) of the insured card member against fire and allied perils, burglary theft and breakdown of domestic appliances and a limited cover for burglary and/or theft of jewellery, subject to policy terms, conditions and exclusions, up to the sum insured specified for the various covers under the plan option selected.

3) Good Health Overseas Mediclaim Policy